Features How it works Privacy Download
Intelligent Money Manager

Track every
rupee, effortlessly.

MoneyMate automatically reads your bank SMS to capture transactions in real-time — no manual entry needed. Get smart insights into your spending and savings, all stored privately on your device.

Download for Android See features
0% Private & Offline
0+ Bank SMS patterns
0s Setup time
This month
−₹14,200
Expenses
Saved
₹8,450
↑ 12% vs last month
Top category
🛒 Groceries
₹4,120 this week
Good morning,
Pallab 👋
TOTAL BALANCE
₹48,230.00
Income
+₹62,430
Expenses
−₹14,200
Recent Transactions
🛒
Big Basket
Groceries
−₹1,240
💼
Salary Credit
Income
+₹62,430
⚡
Electricity Bill
Utilities
−₹890
🍕
Swiggy
Food & Dining
−₹340
🏠
Home
📋
Txns
📊
Stats
➕
Add
⚙️
Settings
Features

Everything you need to
manage your money

From automatic SMS detection to beautiful spending charts — MoneyMate handles it all so you don't have to.

📲
Automatic SMS Detection
MoneyMate reads your bank and payment SMS in real-time and extracts transaction details automatically — amount, merchant, bank, and more.
🏷️
Smart Categorization
Transactions are intelligently categorized into Groceries, Food, Utilities, Travel and more. Edit or create your own categories anytime.
📊
Visual Analytics
Beautiful pie charts and bar graphs show where your money goes. Filter by week, month, or any custom date range to spot trends.
✏️
Manual Entry
Cash transactions? No problem. Add income and expenses manually with full control over all fields — category, account, date, and notes.
🔔
Real-Time Notifications
Get instant notifications whenever a new transaction is detected from your bank SMS, so you're always in the loop.
🔒
100% Private
All your financial data stays on your device. MoneyMate never uploads your transactions to any server — complete privacy guaranteed.
How it works

Set up in seconds,
save hours every month

01
Install & Grant Permissions
Install MoneyMate and grant SMS read permission. Your data never leaves your device — we promise.
02
Auto-Sync Past Transactions
MoneyMate scans your existing SMS inbox and imports all past bank transactions instantly — no manual entry needed.
03
Track & Categorize
All future bank SMS are captured automatically. Review, edit categories, and keep your records clean effortlessly.
04
Gain Financial Insights
View beautiful charts, track spending trends, compare income vs expenses, and make smarter money decisions.
Monthly Spending Breakdown
June 2026
Groceries
₹4,120
Food & Dining
₹2,740
Utilities
₹1,720
Transport
₹1,260
Shopping
₹2,160
Income vs Expense
Income
₹62,430
Expense
₹14,200
Saved
₹48,230
Why MoneyMate

Built for Indians,
by an Indian developer

0+
Bank SMS Patterns Supported
0s
Data Sent to Servers
0+
Smart Categories
0%
Free to Use
Privacy First

Your money data
stays yours.

MoneyMate was designed with privacy at its core. We never upload, sell, or share your financial information — ever.

✓
Fully Offline Storage
All transactions are stored in a local Room database on your device. No internet connection required to use the app.
✓
SMS Never Shared
SMS content is only read locally to extract transaction data. The raw messages are never transmitted anywhere.
✓
No Account Required
You don't need to sign up or create an account. Just install, grant SMS permission, and you're good to go.
✓
Delete Anytime
Use the built-in data deletion option in Settings to erase all your transaction data from the app at any time.
🛡️

Bank-Level Privacy

Your financial data never leaves your phone. MoneyMate operates entirely offline — no sign-up, no cloud, no compromise.

📱
On-device only
🚫
No cloud upload
🔐
No account needed
Get the app

Start tracking your
money today — for free.

MoneyMate is completely free. No subscriptions, no hidden fees. Just smarter money management on your Android phone.

Get it on
Google Play
Download
APK Direct

Android 8.0+ required  ·  ~8 MB  ·  Free forever